Guarantor Loans

Loans from £500 to £10,000

Apply online in a few simple steps

My Guarantor is...

£500 to £10,000


12 months to 60 months


Borrowing £500 over 12 months

  • Monthly Repayment £

  • Total Repayable £

  • Representative APR %

Representative Example: Borrowing £4,000 over 3 years at an interest rate of 36.9% p.a. (fixed), you will repay 36 monthly payments of £185.27. Interest payable £2,669.72. Total repayable £6669.72. Representative 43.8% APR.

Joined Up Borrowing

Having trouble borrowing money on your own? Want to boost or improve your credit history?
Our Guarantor loan could help.

Borrow up to £10,000, in your own name, by asking a relative or friend to guarantee that you'll repay it. Apply online and, once you and your Guarantor are approved, on average you'll have the money within 3 days.

Discover simple and joined up borrowing that's all about people and trust.

What To Expect


We do not charge any upfront or late repayment fees.


We are a direct lender, not a broker.


Our friendly Customer Service Team is always on hand to help.


Our loans are flexible. Borrow up to £10,000, tailored to suit your budget.

What our
customers say...

4.6/5 of our customers are happy with our service

  • ★★★★★


    Always so helpful, nothing was ever too much and were all so lovely

    1 day ago

  • ★★★★★

    Excellent rapport with Tom.

    1 day ago

  • ★★★★


    3 days ago

  • ★★★★★

    Mikelle, the account manager who dealt with my loan was so lovely!

    Excellent customer service, really helpful and friendly!

    3 days ago

More Reviews

What makes a Guarantor loan different?

Like any other loan, you make monthly repayments. But if ever you can't pay what's due, a relative or friend (your Guarantor) steps in. They've personally agreed, up front, to pay any loan instalments you miss.

Because they've promised to be your 'Guarantor', we're happy to look at lending to you in your own name.

This may also help build your credit history, provided you make the monthly repayments in full and on time.

Fair & Sensible

To apply, you need to be over 18 and a UK resident. Providing you can each independently afford to cover the repayments, and both meet our simple criteria, we could lend you up to £10,000.

Our interest rate is fair and sensible, at just 43.8%APR (Representative). Depending on how much you borrow, you could take between 12 months and up to 60 months to repay us.

Learn more about...

Borrowing from us

  • Advantages of a TrustTwo Guarantor loan

    We know there's more to you than just a credit score. That's why, even if you've had problems getting finance in the past, we focus on where you are now.

    Find Out More
  • Is a Guarantor Loan right for me?

    A TrustTwo Guarantor Loan may be a sensible way for you to borrow money.

    Find Out More
  • Who can be my Guarantor?

    To apply for a loan with us, you'll need to find a suitable Guarantor. They must agree to take financial responsibility if you fail to make any loan repayments. Think carefully about who you approach.

    Find Out More

Being a Guarantor

  • Should I be a Guarantor?

    Your responsibilities explained. It takes a very special person to consider helping someone else apply for a loan. If that is you, then thank you. We will explain exactly what's involved.

    Find Out More
  • How it all works

    Our process is simple and straightforward.

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  • Responsibilities and essential information

    Everybody wants to help someone they trust. Being a Guarantor speaks volumes about how much you care, and may be an option if you are not able, or do not wish to lend your own money directly.

    Find Out More