Borrowing £ over months.
Representative 39.9% APR
Monthly repayment of £ Total repayable £ % APR
By clicking the 'Apply Now' button you confirm that you are a UK resident aged 18 or over, able to afford repayments and find a suitable guarantor.
Representative Example: Borrowing £4,000 over 3 years at an interest rate of 34.0% p.a. (fixed), you will repay 36 monthly payments of £178.69. Interest payable £2,432.75. Total repayable £6432.75. Representative 39.9% APR.
Trusttwo Guarantor Loans are designed specifically to help if you're unable to get an unsecured loan in your name only. If someone else is prepared to give you a helping hand to get the loan, then so are we. Borrow between £1,000 to £7,500, over a 12 to 60 month loan term. Max APR 49.9%. If you are over 18 years old, a UK resident and able to afford the repayments, then the chances are we can help you as long as you are not declared bankrupt, in an IVA or debt management plan. Your eligibility for a Trusttwo loan is subject to our final approval.
Almost anyone can act as your guarantor; it can be a family member, a friend or a work colleague, but not your wife/husband or partner. They will need to be aged 25 - 74 and have a good credit history. You can learn more about what it means to be an applicant and guarantor here.
Here at Trusttwo, we don't rely purely on your credit score to make a decision. If you have someone that will act as your guarantor and you can afford the repayments, your chances of successfully receiving a loan are much higher. Once you've applied to us and successfully registered your guarantor, someone from our team will call you both to complete the application and to enable you to E-sign your loan documents online.
Our guarantor loan represents one of the cheaper borrowing options available to people who have a poor credit rating. If you have had to rely on high cost loans in the past, then a guarantor loan could be a better option for you. We do not charge any fees (from November 2015). If you have been asked for a fee in order to release funds or have your guarantor approved please call us immediately on 0330 3033 477.
You can pay off your loan with us at any time, which could save you money. We offer a whole range of ways to pay including monthly or weekly direct debit and we also accept debit card payments. For more information please visit our FAQ's page, apply here or call our Customer Service Team on 0330 3033 477 or email us at contactus@trusttwo.co.uk.
What is a Guarantor loan?
Benefits of a Guarantor Loan?
Who can be my Guarantor?
Risks of being a Guarantor
Should I be a Guarantor?
Frequently asked Questions
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