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Advantages of a TrustTwo Guarantor Loan

  • Flexible loan term

    At TrustTwo we understand that everybody is different. Simply tell us how much you would like to borrow and for how long, and provided this fits with your affordability, this is what you will receive. You can choose any loan amount from £1,000 to £15,000 and pick a term between 1 and 5 years, it’s as simple as that, you won’t find a more flexible lender! If you want to repay some, or even all, of your loan early then that’s fine too, just let our friendly Customer Service team know.

  • We look beyond your credit score to give you a decision

    We know there's more to you than just a credit score. Even if you've had problems getting finance in the past, we focus on where you are now.

    All our lending decisions are made by real people, not faceless computers and code. We talk to you personally by phone to understand your position. If you can afford the monthly repayments and have a suitable Guarantor, the chances are we'll be able to help you.

  • Rebuild or improve your credit rating

    We lend to you in your name, so from a financial perspective, you are standing on your own two feet.

    We send information to all three UK credit reference agencies every month detailing if your repayments are made in full and on time. Providing they are, this may help to improve or rebuild your credit rating. In the future, should you ever want to apply for finance again (for instance to buy a car or get a mortgage), your credit rating may allow you to have a wider choice.

  • No fees to pay - at any time

    Some other loan lenders charge admin or late/missed payment fees. TrustTwo is a direct lender, not a broker and never charges such fees. We pride ourselves in our clear and transparent approach to lending and treating customers fairly. If you have had a broker charge you a fee to apply for a TrustTwo loan, please get in touch.